In order to use the Site, you must be 18 years of age and fully able and competent to enter into the terms, conditions, obligations, affirmations, representations and warranties set forth in the Terms and to abide by and comply with the Terms. By continuing to use this Site, you represent that you meet the eligibility requirements in this Section and that you are over the age of 18, as the Site is not intended for use by anyone under 18.

These Terms are governed by the laws of England and Wales, without regard to its rules regarding conflicts of law.

By using this Site, you agree that all litigation arising from or related to this Site shall be instituted and maintained only in the Courts of England and Wales. You irrevocably waive any objection that you may have at any time to the laying of venue in any suit, action or proceeding arising out of or related hereto brought in any such court, irrevocably waive any claim that any such suit, action or proceeding brought in any such court has been brought in an inconvenient forum, and irrevocably waive the right to object, with respect to any such suit, action or proceeding brought in any such court, that such court does not have jurisdiction over you.

This Site, its Content and access are provided on an “AS IS” basis. Charles Taylor , TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTIES’ RIGHTS, TITLE, OR FITNESS FOR A PARTICULAR PURPOSE, OR WARRANTIES ARISING BY COURSE OF DEALING OR CUSTOM OF TRADE. Specifically, Charles Taylor make no representations or warranties regarding the (i) accuracy, completeness, currency or timeliness of the Content, (ii) links provided on or through the use of this Site or (iii) the quality and security of the Site, or inability to access the Content or Site, including whether they will be free of viruses, unauthorized code or other harmful components.

Any link (including a hyperlink, button or referral device of any kind) used on this Site is provided for your use and convenience. The appearance of a link on this Site does not constitute an endorsement, recommendation or certification by us, nor should the presence of a link in any way be construed as a suggestion that any third-party website has any relationship with us. We do not endorse the advertising or other content on any third-party websites. We are not responsible for the content of linked third-party websites or third-party advertisements, and do not make any representations regarding their content or accuracy. We do not knowingly link to websites that may infringe on valid and existing trademarks, service marks, copyrights or patents. Your use of third-party websites is at your own risk and subject to the terms and conditions of use for such websites.

We further do not represent, warrant or guarantee the truthfulness, accuracy, or reliability of any of the material posted by others on the Site. We also do not endorse any opinions expressed by others on the Site. YOU ACKNOWLEDGE THAT ANY RELIANCE ON CONTENT POSTED BY OTHERS ON THE SITE, AND YOUR USE OF THAT CONTENT, IS AT YOUR OWN RISK.

Charles Taylor only purports to use names, logos or marks appearing on this Site in those territories in which it is entitled to do so, whether by virtue of pending or registered trademarks, licenses, or otherwise. For the avoidance of doubt, Charles Taylor  does not purport to use any name, logo or mark in any territory, in which it is not so entitled, and will not supply or offer to supply products and/or services bearing any such name, logo or mark into any such territory. The use of these trademarks or any other content on this site, except as provided in these terms and conditions or in the Site content, is strictly prohibited. All contents of this Site are Copyright © Charles Taylor Limited and/or its subsidiaries or affiliated companies. All rights reserved.

In the event that any or any part of the terms contained in these Terms and Conditions shall be determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term shall to that extent be severed from the remaining terms which shall continue to be valid and enforceable to the fullest extent permitted by law.

This is the entire agreement between you and Charles Taylor for your use of the Site. It supersedes any prior agreements between you and Charles Taylor regarding your use of the Site. All parts of this agreement apply to the maximum extent permitted by relevant law. If a court holds that we cannot enforce a part of this agreement as written, we may replace those terms with similar terms to the extent enforceable under the relevant law, but the rest of this agreement will not change. The agreement’s section titles are for reference only and have no legal effect.